Check Your Receipt!


Vigilance is key for effective penny pinching.  This is especially true at the checkout.  Computers make mistakes.  People make mistakes.  And this can add up to you paying more than you should.  Ideally, you should keep your eye on the screen and compare this to your shopping list as you are being checked out.  However, this is not always possible.  Often the cashier begins scanning before you have placed all your items on the belt.  Even if you watch the screen line by line as your transaction is completed, it can be difficult to decipher actual prices and coupon deductions.  I do the majority of my grocery shopping at Kroger and a degree in computer programming would go a long way in being able to read their receipt.  So, unless you are able to keep up with the transaction as it happens and you feel 100% confident that item prices scanned correctly and all sale and coupon deductions are accurate, take a few minutes before you leave the store and compare your receipt to your shopping list.  If you have any questions or find any discrepancies, get back in line or go to customer service.  I am finding mistakes on receipts much more frequently these days.  A dollar here, a dollar there starts to add up fast.  Check that receipt to keep those pennies pinched!



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Posted November 27th, 2014 by PennyP

Check, Please!

You have created your weekly shopping list.  Your anticipation builds as you get closer to the store where you know you are about to score one honey of a deal.  You pick up the pace as you near the aisle where this great conquest is to be found.  Then, disappointment of disappointments.  The shelf is empty.  You suppress your despair and head off to find the nearest sales associate, certain that there are more in the back.  The answer?  “Sorry, no.”  Suddenly, you and Charlie Brown are kindred spirits.  Uggghhhhhh………  Fear not my penny-pinching pal!  Most stores offer rain checks that allow you to return to the store at a later date (even if the sale price has ended) and purchase the item at the sale price.  I suggest that you make a note on your shopping list, since you will have to request the rain check at checkout.  I mark the item  with a “R√” and have a habit of reviewing my list right before I get to the checkout.  Request the rain check before the cashier starts the transaction, then review your shopping list again before you walk out of the store.  This may seem excessive, but it is easy to forget as you are watching the register screen to make sure that sale items ring up correctly and keeping track of coupons.


How to make a rain check work for you

  • You will most likely find the details of a particular store’s policy on the back of the rain check.  Review this to make sure that you don’t lose out on the savings.
  • Look for an expiration date on the rain check.  Some have them, some don’t.
  • Use the rain check before any corresponding coupons expire.
  • The quantity of items is listed on the rain check.  You might want to bump this number up a little in case you come across additional coupons before you use the rain check.
  • If your “honey of a deal” includes reward points for that store, make sure that the cashier notes that on the rain check.  Otherwise, you will only get the sale price when you make your purchase.
  • When using your rain check, notify the cashier at the beginning of the transaction.



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Posted May 19th, 2014 by PennyP

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