Last month I shared with you my stock up foul up. At the end of that post, I stressed the importance of vigilance when shopping, especially when maximizing savings with a sale/coupon combo. This past weekend, my husband and I were strolling through Kroger picking up a few things that were on sale. On the shopping list was Betty Crocker cake mix which was on sale for 99¢ each and for which I had a coupon (buy 2 get 75¢ off). As we were coming out of the produce aisle, we rounded a corner heading for the baking aisle when, lo and behold, out of the corner of my eye I saw a row of cake mixes lined up on an end cap. How convenient! As I reached out to take a couple of boxes off the shelf, my husband (aka my hero!) grabbed my arm and stopped me from repeating my stock up foul up. That’s right, that end cap was full of Duncan Hines cake mixes, which again were not on sale nor did I have a coupon for them. Can we say, deja vu? Remember, the stores are full of distractions. To keep on budget, you have to keep focused. It doesn’t hurt to take a penny-pinching hero along with you – just in case!
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Introducing the new Reap the Rewards series! In this series we will discuss the benefits and necessary cautions of store and manufacturer loyalty programs. There are many naysayers out there that claim that these programs have no benefit for consumers. However, just like anything else, knowledge is power. Because every program is different we will discuss them one at a time so that we can see the pros and cons of each individual program. There are hundreds of loyalty programs available, but I will stick to those with which I have personal experience. As we progress through the series, you should get the hang of what to look out for when choosing which programs to join.
Caution #1: Loyalty programs are one of those shiny objects that retailers and manufacturers use to get you to buy things on which you would not ordinarily spend money. That is why the loyalty cards in your wallet should correspond to the places where you shop on a regular basis for the things that you are buying anyway.
Keep checking back with Ms Penny Pincher.com to make sure that you don’t miss a single post in this series. Better yet – take a few seconds now to register with Ms Penny Pincher and you will automatically receive email updates every time new information is posted.
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